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Mark Ratcliff

Partner

人员

Mark Ratcliff

Mark Ratcliff

Partner

人员

Mark Ratcliff

Mark Ratcliff

Partner

Mark Ratcliff is a partner in the Financial Lines Insurance Team based in our London office specialising in management liability, professional indemnity and crime insurance claims. He acts for professionals and directors and officers and their insurers in the defence of claims and also advises insurers on coverage issues including aggregation and fraud.

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简介与经验

Mark Ratcliff is a partner in the Financial Lines Insurance Team based in our London office specialising in management liability, professional indemnity and crime insurance claims. He acts for professionals and directors and officers and their insurers in the defence of claims and also advises insurers on coverage issues including aggregation and fraud.

涵盖的办公室和地区
完整简历

Professional Experience – 30 years’ experience in advising and acting for a wide range of professionals, entities and their directors and officers and Lloyd’s and Company Market Insurers including the lead and following markets and primary and excess layers involving both UK and international risks and advising such insurers on a range of coverage issues including aggregation and fraud.

Professional Indemnity – particular expertise in defending claims concerning professionals in the accounting and investment sector including accountants, actuaries and auditors, investment product providers, fund managers, administrators and stockbrokers, insurance brokers and solicitors.

Management Liability – extensive experience of a range of directors’ and officers’ liability/trustee liability insurance claims including investigations by Regulatory Bodies and acting in the defence of claims including section 994 petitions encompassing a wide variety of insureds/directors and/or trustees ranging from charities and educational institutions to regulatory bodies to companies ranging from SMEs to AIM and FTSE listed companies and their subsidiaries domiciled in the UK and other jurisdictions. Extensive experience of advising Insurers on numerous coverage issues and acting as monitoring counsel in both the UK and overseas.

Commercial Crime - advising insurers on coverage/monitoring claims on policies arising from losses in the UK and overseas

相关经验

Eurokey v Giles Insurance Brokers Limited [2014] EWHC 2989 (Comm): Successful defence at trial of £17m Commercial Court claim concerning the duties of an insurance broker arranging and advising on commercial all risks and business interruption cover and the respective duties of the broker and insured in relation to the information provided to the insurer.

Successful defence of an accountant where the accountants were held by the High Court Judge not to have been negligent in the advice they gave to the claimant on the taxation consequences of a gift of investments.

Acted for a tax adviser which was one of a number of defendants to an action brought by a number of prominent individuals in which the claimants claimed very substantial damages arising from their participation in a tax avoidance scheme.

Acted for the D&O insurers and a director of a financial institution in respect of an investigation by the Financial Reporting Council concerning the conduct of 2 former directors of the institution arising from the failure of the institution and its auditors to account correctly for financial products which gave rise to a significant prior year adjustment in the financial statements of the institution.

Acted for the trustees of a major charity, the subject of an investigation by the Insolvency Service, in relation to alleged misappropriation of funds provided to the Charity by two public bodies.

Acted for bankers blanket bond excess layer insurers of a Turkish bank in connection with a significant fraud involving an employee of the bank.

Acted for the medical malpractice insurers of a highly regarded fetal medicine centre in connection with a very large claim for damages by the parents of a child born with disabilities.

Successfully acted for the directors of a FTSE 100 Company in relation to a claim brought against them and the Company alleging misconduct in connection with the setting up and operation of an overseas subsidiary.

Qualifications

BA Hons

Diploma in Law

行业

行业

  • 保险和再保险

  • 专业实践

服务

服务

  • 监管法规与调查

  • 商事争议

  • 争议解决