Michelle focuses on coverage advice on insurance and reinsurance contracts and has acted for the Lloyd's syndicates and companies insurance markets since 2000, across a broad range of sectors.

Michelle has particular expertise in the accident & health, contingency and special risks sectors, with considerable experience in PA, sports insurance, event/cast insurance, kidnap & ransom, piracy risks and travel insurance/reinsurance.

Michelle acts in a wide variety of claims from high value, high profile risks, including international arbitration or confidential and commercially sensitive settlements, to lower value and less media sensitive FOS disputes. She has extensive experience of fraudulent claims and surveillance issues.

Michelle's practice includes drafting policy wording/proposal forms and associated binding authority agreements as well as sector specific regulatory advice, particularly in relation to accidental death and contract protection.