International Comparative Legal Guide - Insurance & Reinsurance 2026
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Insight Article 27 February 2026 27 February 2026
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UK & Europe
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Insurance
As Contributing Editors to the 15th edition of the ICLG Guide to Insurance and Reinsurance, Clyde & Co are pleased to present our analysis of the key global trends shaping the (re)insurance sector. In this role, we have supported the development of the guide’s content and contributed chapters addressing current legal and regulatory developments.
Insurers and reinsurers are navigating a rapidly evolving risk landscape shaped by climate change, technological disruption, regulatory reform, and judicial developments.
Increasing claims frequency and severity - particularly from extreme weather events - are driving renewed focus on compulsory insurance schemes, resilience analysis, and climate-related litigation.
At the same time, AI adoption and rising cyber risks are creating complex liability and compliance challenges, particularly under new frameworks such as the EU AI Act. Regulatory scrutiny is intensifying across multiple jurisdictions, while important court decisions are clarifying key policy interpretations. The growth of litigation funding and collective actions is also expected to further influence the claims environment.
Together, these developments point to a period of heightened legal, operational, and strategic complexity for the (re)insurance market. Clyde & Co provide expert analysis on the Current Global Trends Affecting Insurers as part of the Insurance & Reinsurance 2026 guide. As well as providing detail Q&A chapters focusing on England & Wales and the USA.
Each chapter can be found using the links below. Should you have any questions regarding the guide and the topics discussed, please contact the participants whose details can be found at the bottom of this page.
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