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Gary Chow

Counsel

People

Gary Chow

Gary Chow

Counsel

People

Gary Chow

Gary Chow

Counsel

Full Profile

Gary is a highly experienced and reliable practitioner with strong technical competence.  He specialised in personal injury and insurance related litigation.

Gary regularly acts for liability insurers.  He has extensive experience in defending personal injury claims involving work accidents, traffic accidents, and occupiers' liability.  He also handles claims for indemnity or contribution against third parties or co-defendants.  He advises insurers on all sort of policy issues such as policy interpretation, coverage, repudiation, double insurance, under-insurance, insurable interest, subrogation, etc.

Gary also acts for professional indemnity and D&O insurers as coverage and defence counsel in claims involving educational institutions, health professionals and commercial enterprises.

Gary also has experience in advising regulatory and compliance matters, contractual disputes, debt recovery, employment related matters, data privacy matters, arbitration and criminal matters.

Experience

Employees' compensation / Motor / Public liability

  • Extensive experience in handling and defending insurance related litigation, and employees' compensation, traffic accident, occupier's liability, public liability, personal injury and property damage claims
  • Handling personal injury claims of various scale from very minor to paraplegic / tetraplegic / fatal claims
  • Advising insurers on policy coverage and exclusion, double insurance, seeking contribution from co-insurers, policy interpretation, repudiation of policy liability, recovery against insured, under-insurance, insurable interest, subrogation, etc.
  • Advising EC insurers on liability under the compulsory insurance legislation
  • Advising motor insurers on liability under the Domestic Agreement and the compulsory insurance legislation
  • Advising the Motor Insurers’ Bureau of Hong Kong
  • Acting for construction site contractors in defending work accident claims
  • Advising public liability insurers of property management, security and cleaning companies on accidents happened at shopping malls and advising on the related indemnity claims between the relevant parties under their respective insurance policies and service contracts
  • Acting for property manager of a shopping mall upon instructions from public liability insurer in defending personal injury claim by a visitor and succeeded in defeating the visitor's claim after trial
  • Advising liability insurers on accidents happened at the Hong Kong International Airport
  • Advising on contribution issues between co-defendants in EC, motor and public liability claims
  • Handling subrogation claim against third party

Professional indemnity / D&O / Medical negligence

  • Advising educator's liability insurers and Incorporated Management Committee of schools in claims involving school management liability, educator's liability and employment related matters.
  • Advising on a range of employment matters involving breach of employment contract, disciplinary procedure, termination / suspension of employment, personal data breach, discrimination, etc.
  • Handling telephone hotlines for insurers for answering enquiry from insured relating to policy coverage and claim notification issues
  • Advising insurers on claims and investigation by regulatory authorities under D&O policies
  • Advising insurers on medical negligence claims and related coverage issues

Other

  • Advising property all risk and business interruption insurer on policy liability, subrogation issue, legal liability and quantum of loss arising out of a building collapse incident
  • Advising insurers on issues arising under the Insurance Companies Ordinance
  • Advising insurers on complaints filed by insured with the Insurance Authority
  • Advising insurers on compliance with guidelines and codes issued by the Insurance Authority
  • Acting for and advising insurance brokers on contractual, regulatory, disciplinary and employment matters
  • Advising on debt recovery claims and related enforcement action and bankruptcy / winding up proceedings
  • Acting for private clients on criminal matters 

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Expertise

Gary is a highly experienced and reliable practitioner with strong technical competence. He specialised in personal injury and insurance related litigation.

Offices & Regions covered