Heather regularly acts as coverage counsel to both domestic and London-based insurers in a broad range of areas, including financial lines, E&O and general liability. With significant experience in dispute resolution for coverage and defence matters through litigation, arbitration and mediation, Heather provides non-contentious advice on licensure, market conduct and policy wording.
Heather Gray is a senior partner at Clyde & Co in Toronto. She has acted as coverage counsel to both domestic and London-based insurers for over 20 years. Heather regularly provides coverage advice and litigation support to her insurer clients in a broad range of areas, including public and private directors’ and officers’ insurance, EPL, E&O, fidelity, and CGL. In addition, she specializes in issues affecting the insurance industry, from provincial regulatory matters and intermediary licensing to product design and development. Heather’s experience with coverage, wording and claims enables her to provide unique insight to her insurance industry clients.
Heather continues to be selected by her peers for inclusion in The Best Lawyers™ in Canada in the field of insurance law. She was also selected for inclusion in the Canadian Legal Lexpert Directory in the “Litigation: Commercial Insurance” category and is a winner of the Lexology Client Choice Award for Insurance.
Advising on the nuclear liability regime in Canada.
Assisting a Bermuda-based insurer in establishing a Canadian branch office.
Advising US and London based insurers on regulatory issues in Canada, including review of policy wordings.
Providing coverage advice on historical long-tail losses.
Providing coverage advice on product liability and recall matters, including pharmaceuticals.
Providing regulatory advice to a Canadian and American insurers and TPAs on issues related to the offer and sale of incidental insurance products.
Retail & Consumer