Tim Larsen

Full Profile

Tim Larsen counsels and represents insurers in complex coverage matters involving a broad range of insurance policies, including professional liability, cyber risk, directors and officers, and commercial general liability and property policies.

Tim’s practice covers all aspects of the claim resolution process, including providing coverage opinions and coverage position letters, advising on strategies to minimize the risk of bad faith liability, providing guidance on allocation and relative priority issues, and resolving disputes both through and outside of litigation.

As a litigator, Tim has represented insurers in state and federal courts around the country, at the trial and appellate levels. Tim’s litigation experience includes the institution of declaratory judgment actions and actions to rescind insurance policies as well as the defense of breach of contract and bad faith actions.

Admissions

• Georgia
• Connecticut
• US District Court for the District of Connecticut

Education

• J.D., University of Connecticut School of Law, 2016
• B.A., cum laude, Boston University, 2012

Memberships

• American Bar Association, Tort Trial & Insurance Practice Section

Experience

• Won motion for judgment on the pleadings on behalf of medical malpractice insurer in action seeking declaratory judgment that insurer had no obligation to defend or indemnify insured surgeon in underlying medical malpractice cases.
• Assisted cyber insurer with resolution of third-party liability claims and first-party business interruption claims arising out of ransomware attack.
• Defended commercial property insurer and negotiated favorable settlement of 8-figure suit over claim for property damages arising from tornado.  
• Obtained summary judgment for an insurer who argued that the progressive deterioration and cracking of foundation walls caused by oxidation of minerals in the concrete was not an “abrupt falling down or caving in,” as required by the insurer’s policy. 
• Obtained summary judgment ruling in a commercial property insurance and unfair claims settlement practices case involving claim for extra expense coverage for wages paid to salaried employees for their remediation efforts during the period of restoration following a loss.
• Obtained summary judgment in a property insurance and unfair claims settlement practices case which involved a claim for “collapse” coverage under a homeowner's insurance policy, with the court finding that the plaintiffs’ claims were time-barred by the policy’s one-year suit limitation provision or, alternatively, the plaintiffs failed to show that their alleged loss manifested during the relevant policy periods.

Publications

• Contributing author, FDCC 2018 Claims Professional Desk Reference, Connecticut Section 
• Contributing author, TIPS 2018 Recent Developments in Property Insurance Coverage Litigation, Business Interruption & Civil Authority Section