Susan Koehler Sullivan has more than 25 years of experience as a commercial litigator, focusing her practice on corporate insurance matters. She handles insurance coverage investigations and disputes (including through trial or arbitration) under all types of policies, including fidelity, directors and officers, employment, professional, property, excess and general liability policies.
Susan employs a 360-degree approach to every matter, where fully analyzing factual and legal issues are just the beginning. She evaluates and considers each party’s interests and motivations to determine the best strategy forward, and enjoys working closely with her clients to achieve their goals.
Susan was listed as one of the "45 Most Influential Women Lawyers" by the LA Business Journal in 2017. She was also named to the Los Angeles and San Francisco Daily Journal's list of "Top Women Lawyers 2017." Susan was selected as a "Rising Star" by Southern California Super Lawyers, 2004–2006.
J.D., University of California, Los Angeles School of Law, 1991. Served as managing editor of the Pacific Basin Law Journal.
B.A., with honors, University of Washington, 1987
Los Angeles County Bar Association’s President’s Advisory Committee on Women in the Legal Profession
Board of Directors of the Counsel for Justice
Advisory Board Member of Fidelity Law Association
American Bar Association, Tort and Insurance Practice Section, Fidelity and Surety Law Committee
Obtained terminating sanctions in California state court action for bad faith and breach of contract, based on plaintiff’s failure to comply with deposition and other discovery requests. Terminating sanctions followed the Court’s granting of defendant’s motion to compel and for payment of monetary sanctions.
Following extensive discovery to demonstrate material misstatements were made by the insured in applying for insurance coverage, we obtained summary judgment based on rescission of a commercial crime policy. The insured, a 1031 exchanger, had comingled client and operating funds resulting in a shortfall of more than USD 40 million in client exchange funds. Plaintiff appealed to the Ninth Circuit which affirmed the summary judgment in Heidi Kurtz v. Liberty Mutual Insurance Company.
Obtained partial summary judgment finding that there was no “Ordinance or Law” coverage under a commercial property policy for the cost of replacing old manufacturing equipment which regulators believed might be unsafe to operate. The Central District of California trial court ruled that damage related to the accident was distinct from long-term damage due to corrosion, and the insurer did not act in bad faith in denying coverage for replacement of the equipment.
Obtained summary judgment finding no coverage for a wage and hour lawsuit brought against the insured manufacturer. The federal court rejected plaintiff’s assertion that potential but un-alleged claims for wrongful employment practices were sufficient to trigger coverage under the employment practices policy.
Obtained summary judgment from the state court trial judge in a USD 100 million breach of contract action involving coverage for underlying ERISA class actions. The insured has appealed the ruling.
As lead counsel for a USD 100 million tower of insurance, investigated and negotiated a highly favorable settlement of a complex fidelity claim.
Obtained a motion to dismiss a Washington State Class Action under the Driver’s Privacy Protection Act involving a putative class of USD 12 million and alleged damages exceeding USD 2 billion.
Turned a 10-figure exposure to a client into a USD multi-million dollar settlement in favor of the client in the context of an arbitration/mediation. The commercial case involved a large-equipment manufacturer and top U.S. automobile manufacturer.
Obtained summary judgment on a USD multi-million dollar lost rents claim arising from vandalism of a commercial property.
Co-tried and won a USD 100 million insurance coverage action involving whether a USD 150 million umbrella policy covering hospital professional liability dropped down and became primary coverage upon the exhaustion of a fully-fronted primary policy.
Presenter, "Crime Doesn’t Pay: Examining Rescission and Other Coverage Defenses Applicable to Ponzi Schemes," ABA Fidelity & Surety Law Committee’s Midwinter Meeting, January 2019
Presenter, "Insurance Litigation Update," seminar with The Rutter Group, December 2017
Presenter, "Cutting Edge Insurance Trends," video/CD with The Rutter Group, April 2017
Presenter, “The ABCs of an SEC Investigation,” Surety Law Committee’s 2017 Midwinter Meeting, January 2017
Presenter, “Termination and Cancellation: Key Elements,” ABA Fidelity & Surety Law Fall Program, November 2015
Co-chair, 2014 Fall Fidelity Program Commercial Crime Insurance Coverage, ABA TIPS Fidelity and Surety Law Committee, November 2014
Presenter, “Bonds for Broker Dealers,” ABA Fidelity and Surety Law Mid-Winter Program, January 2014
Presenter, “Fidelity Insurance Litigation & Special Nuances with Fidelity Bank Bonds: Direct Loss, Exclusions, Forgery, and Dishonest Employees,” American Conference Institute’s “Litigation Contract Surety Bond & Fidelity Insurance Claims” Seminar, October 2012
Presenter, “Insured’s Reciprocal Duty of Good Faith: The Blind Eye Defense,” Surety & Fidelity Claims Institute’s 37th Annual Meeting, June 2012
Author of chapter, “The Other Coverage Conditions,” Financial Institution Bonds, ABA 4th Ed., 2016
Author of chapter, “Cancellation and Termination,” Annotated Commercial Crime Policy, ABA 3rd Ed., 2015