Stephanie Andersen

Full Profile

Stephanie Andersen, who has advised insurers on coverage and bad faith in Washington since 1992, has tried both coverage and bad faith cases to verdict, including a federal court multi-million-dollar covenant judgment settlement case where the jury found no bad faith.

Stephanie defends insurers under all coverage lines and against extra contractual risks and tries to engage early in the claims process to help minimize her clients’ exposure to those extra-contractual risks. 

Stephanie is Chambers ranked in Insurance in Washington.

Admissions

• Washington
• Oregon
• US District Courts for the Eastern and Western Districts of Washington
• US Court of Appeals for the Ninth and Eleventh Circuits

Education

• J.D., University of Florida, 1989
• B.A., cum laude, University of Florida, 1986

Memberships

• King County Bar Association Martin Luther King, Jr. Luncheon Committee (2025 – present)
• LEAD-WA firm representative for 1L minority law students seeking summer clerkships (2021 – present)
• Washington State Bar Association, WSBA Diversity Committee (2016 – 2018)
• Insurance Litigation Reporter, Editor (2006 – 2020)
• Northwest Insurance Coverage Association, President (2005 – 2007)

Experience

• Clark County Superior Court, 18-2-02132-8, de minimis settlement with underlying plaintiff who sought millions of dollars from client for insureds’ decision to forego covenant judgment settlement.
• W.D. Wash. 2015, below limits settlement with insured for bad faith refusal to replace yacht that sunk on initial launch.
• W.D. Wash. 2014, lead trial counsel for insurer in which court agreed client owed defense costs for just one of four causes of action alleged against insured.
• Meadow Valley Owners’ Assn. v. St. Paul Fire & Marine, 2007 WL 563114 (W.D. Wash. 2007), lead trial counsel for insurer in multi-million-dollar covenant judgment matter in which jury found no bad faith.
• Corbis Corp. v. St. Paul Fire & Marine, 125 Fed. Appx. 792 (9th Cir. 2004), appellate ruling affirming trial court order that client owed no duty to defend insured’s unauthorized publication of plaintiff’s images.

Presentations

• Presenter, "When Is a Broker a Dual Agent?" ABA Women in Insurance, San Francisco, October 2024

Publications

• Co-author, updated Real Property Deskbook on Insurance in Washington, 2025