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Kirsten Soto

Senior Associate


Kirsten Soto

Kirsten Soto

Senior Associate

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Profile & Experience

Regions covered
Full Profile

Kirsten Soto focuses her practice on advising and representing insurers in a variety of coverage matters, including disputes related to the industries of construction, professional liability, commercial transportation, aviation, sports and entertainment, and specialty insurance. 

Kirsten has extensive experience litigating and resolving insurance coverage disputes in federal and state courts throughout the United States. She has advised clients on coverage matters involving international and cross-border disputes, including issues regarding the trigger of coverage under multiple insurance policies issued in various countries. Kirsten has represented international and domestic insurers in coverage matters involving CGL, E&O, D&O, EPL, commercial property, aviation, commercial auto, and inland marine policies.


  • California
  • District of Columbia
  • New Jersey
  • Texas
  • Virginia
  • US District Court for the District of New Jersey
  • US Districts Courts for the Northern, Southern, and Eastern Districts of Texas


  • J.D., cum laude, American University Washington College of Law, 2012. Administrative Law Review, Executive Board Member – Senior Symposia Editor.
  • B.A., The College of William & Mary


  • Editorial Board Member, CGL Reporter, International Risk Management Institute
  • American Bar Association Tort, Trial and Insurance Practice Section: Automobile Litigation, Business Law, Cyber Security, and Insurance Coverage Litigation Committees
  • Texas Bar Association, Insurance Law Section
  • Prevailed on summary judgment motion and appeal in an insurer versus insurer dispute regarding coverage for a putative additional insured under a blanket additional insured endorsement in a catastrophic personal injury matter.  United Specialty Ins. Co. v. Farmers Ins. Exch., No. 13-19-00127-CV, 2020 WL 6343341 (Tex. App. Oct. 29, 2020)

  • Prevailed in a summary judgment motion in favor of an insurer finding that property damage resulting from an insured’s intentional acts do not constitute an “occurrence” under a CGL policy.
  • Represented and obtained a favorable resolution for an insurer in a multimillion-dollar dispute involving property damage spanning multiple years and several insurance policies.
  • Advised insurers on interpretation of manuscript policy language with respect to the trigger of excess coverage.
  • Acted as coverage counsel and monitoring counsel on professional liability architectural design claims involving the construction of multiple buildings throughout Texas.
  • Acted as coverage counsel on discrimination claims against fitness clubs.
  • Acted as coverage counsel on catastrophic personal injury claims against entertainment venues.
  • Acted as coverage and monitoring counsel on nationwide claims against pharmaceutical manufacturers, distributors, and retailers.
  • Acted as coverage counsel on human trafficking claims against hotel franchises and operators.


  • Extrinsic Evidence and the Texas Eight-Corners Rule, IRMI Insurance Law Essentials Deep Dives, 2020
  • Pro Bono at the Border: Lessons from a Week Volunteering with Asylum Applicants, ABA/TIPS TortSource, 2019
  • Co-author, Automobile Liability Claims, Resolving Insurance Claims Disputes before Trial, ABA Publishing, 2018


  • Insurance & Reinsurance