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Our global InsurTech team provide you with tailored legal advice

Our global InsurTech team advises on corporate matters such as joint ventures, partnership arrangements, acquisitions and disposals. We advise clients on commercial issues including contracts, employment matters, strategic sourcing, intellectual property, data protection, information security, technology licensing, development and procurement. We also provide counsel on regulatory, financing, tax and competition/antitrust matters.

We work with companies active throughout the InsurTech value chain, from supporting start-ups to grow through to working with the innovation teams at major insurers. We work with incubators, enablers and disruptors who are leveraging emerging technologies such as data analytics, telematics, smart home and wearable technology, blockchain, social networks and mobile apps.

The insurance sector is undergoing a technology-driven revolution. InsurTech creates substantial commercial opportunities and improved operational efficiencies. This means insurers and insurance start-ups benefit from lower costs and can more profitably serve their customers.

However, there are regulatory challenges. One of the biggest is bringing innovative insurance products and services to market in a regulatory landscape which is not always flexible enough to accommodate new concepts.

We will partner with you as you innovate, providing you with the right legal support at every step.

Our InsurTech Work

  • Africa
  • Americas
  • Asia Pacific
  • Middle East
  • UK & Europe
  • Establishment of an insurtech offering

    Advising an insurer in relation to the establishment of its insurtech offering, including providing guidance in relation to the structure of the arrangements between the insurer and the technology partner appointed by it to create the Insurtech platform, drafting agreements between the parties...

    South Africa

    Implementing digital distribution channels for a life insurer

    Advising a life insurer on implementing digital distribution channels including mobile applications and USSD channels to distribute certain life insurance policies to its policyholders whilst ensuring compliance with all applicable laws, including data protection laws and the Policyholder...

    South Africa
  • Launch and Establishment of insurtech businesses

    Advising insurtech businesses (such as a mobile app business delivering on-demand insurance for recreational and commercial users and a start-up cyber insurance MGA) — from the establishment and launch of InsurTech businesses to the negotiation of MGA, program administrator, partnership and...

    United States

    Insurtech partnership agreements

    Advising various global technology and internet clients on insurance regulatory issues and insurance/insurtech partnership agreements 

    United States

    Legal advisor for Hartford InsurTech Hub and participating start-ups

    Serving as legal advisor/partner for Hartford InsurTech Hub of the Startupbootcamp and participating start-ups

    United States

    Policy wording for insurtech cyber insurers

    Assisting insurtech cyber insurers with the drafting of various cyber, privacy, media, and technology errors & omissions insurance policy wordings, and the content of their online insurance applications

    United States
  • Acquisition of a life insurance company to form an on-line digital life insurer

    Advising an asset management and investment firm on its acquisition (together with a tech conglomerate) of a strategic stake in a life insurance...

    Hong Kong

    Regulatory advice on proposed insurtech joint venture

    Advising an international insurance group on regulatory aspects of a proposed insurance business joint venture with a leading...

    Hong Kong

    Data privacy and security issues

    Advising insurtech service providers on data privacy and security issues in connection with data-sharing, data processing and retention across the platforms

    Hong Kong

    Establishment of compliance and legal risk management systems for digital insurers

    Establishment of compliance and legal risk management systems in connection with work processes of digital insurers (to include customer due diligence for on-line customers on-boarding, designing on-line sales distribution platforms and establishing on-line customer complaints and inquiries...

    Hong Kong

    Commercial and regulatory matters

    Advising a leading digital general insurance company in Asia on numerous commercial and regulatory matters including collaborations with Singapore telecommunications providers, banks and motor vehicle servicing centres


    USD 100 million investment on a digital life insurer

    Advising a major multinational life insurer on its USD 100 million investment in an ASEAN based digital life insurer

  • Launch and Establishment of insurtech businesses

    Assisting a number of Insurtech ventures in the region on the establishment of operations. They are fairly rudimentary and typically concerned with the intermediation of retail products (typically starting with the set-up of an aggregator website and moving on to automate the customer experience...

    United Arab Emirates

    Legal clinic for start-ups at an insurtech accelerator and hub

    Providing legal clinics at one of the region's first and biggest insurtech accelerator and hub for new start-up ventures

    United Arab Emirates

    Joint ventures, licences and agreements

    Drafting joint venture agreements, intellectual property licences and distribution agreements for use in the electronic intermediation of insurance products

    United Arab Emirates

    Electronic insurance regulations in the UAE

    Advising various Insurtech entities and their partners on forthcoming electronic insurance regulations in the UAE

    United Arab Emirates
  • Parametric data product launch

    Advising a major insurer on the pan-European roll-out of a new innovative product based on the use of parametric data

    United Kingdom

    Launch of a “pay-as-you-roam” travel insurance product

    Advising a major insurer on its roll-out of an innovative global “pay-as-you-roam” travel insurance product via a dedicated app

    United Kingdom

    Development of user-friendly technology for policyholders and insurers

    Advising a leading trade credit insurer on the development/use of technology aimed at making policy administration easier for both policyholders and the insurer

    United Kingdom

    Implementation of an insurtech SaaS product

    Advising a leading insurer on the implementation of an InsurTech SaaS product to enable the build and launch of new products to SMEs on a near real-time basis

    United Kingdom

    Main legal adviser to accelerators

    Main legal advisers to the leading accelerator of InsurTech startups in the UK and the US

    United Kingdom