Celine Xia

Profil complet

Celine Xia is an Associate in Clyde & Co’s Corporate Insurance and Financial Services Regulatory team based in Brisbane. She advises clients across Australia and internationally on regulatory compliance, Australian Financial Services Licences (AFSL), digital asset and fintech licensing, corporate governance, and anti-money laundering and counter-terrorism financing (AML/CTF) obligations.

Celine has supported a wide range of financial services providers, including fund managers, digital currency exchanges, remittance providers, and institutional investors, with AFSL and ACL applications, licence variations, enforcement risk mitigation, and day-to-day compliance advisory. She also assists clients with establishing managed investment schemes (MIS), trustee structures, and compliance frameworks under the Corporations Act and ASIC regulatory guidance.

Prior to joining Clyde & Co, Celine gained experience in corporate and commercial law, with a focus on cross-border investments, start-up structuring, and regulatory due diligence. She holds a Master of Business and Accounting, as well as a Juris Doctor, a postgraduate law degree.

Celine regularly contributes to legal insights on developments in the financial services sector and has a strong interest in supporting the evolving digital economy.

Expérience

• Advised fintech and digital asset clients on AFSL applications, including authorisations for dealing, general advice, custodial services, and market-making.
• Conducted M&A due diligence on AFSL-holding entities, including licence conditions, Responsible Manager compliance, and regulatory risks.
• Assisted a digital currency exchange with AUSTRAC registration, AML/CTF Program drafting, and onboarding risk controls.
• Supported fund managers in establishing wholesale managed investment schemes, including trust structuring, Information Memorandums, and compliance frameworks.
• Reviewed cross-border share subscription and purchase agreements for regulatory risk allocation and beneficial ownership issues.
• Provided legal advice on the classification of stablecoins and digital assets under the Corporations Act and ASIC guidance.

Qualifications & Publications 

• Juris Doctor (with Honours Class 1) – Bond University  
• Graduate Diploma in Legal Practice (GDLP) – Bond University  
• Master of Professional Accounting – James Cook University  
• Master of Business Administration (MBA) – James Cook University  
• Bachelor of Business Administration – Shenzhen University